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What is Assisted Living? Is It the Right Care For Your Loved One?
Learn the Benefits and Everything You Need to Know
This article will help you make the most informed and best decision for your loved one. Take a look into what's offered, the costs, financial assistance, regulation and where you can find it.
In This Assisted Living Article:
Assisted Living is non-medical care and supervision given to seniors who do not need 24-hour medical assistance. It is suited for Seniors who want to live independently, but need assistance with Activities of Daily Living (ADLs) such as eating, bathing, toileting, dressing, grooming and minor house chores.
Assisted living facilities are not required to have nurses and/or doctors 24 hours a day, 7 days a week, although most assisted living facilities have medical staff on site or on call. Caregivers are always available round the clock to ensure that all residents receive the utmost care they deserve, giving seniors and families peace of mind.
Assisted Living facilities have different sizes. The majority of the facilities across the U.S. are small, which are also referred to as Residential Care Homes (6-Bed Homes) that provide senior care in a home-like setting. This type of assisted living have 6 senior residents or less and typically have a "1 Caregiver to 3 Resident" ratio. There are also those large Assisted Living Communities (large hotel or resort-looking properties) that provide daily activities and social interaction among their senior residents. These large assisted living communities have 25 or more residents and typically a "1 Caregiver to 8 Resident" ratio.
Typically, seniors who are alert, independent and do not require 24 hour medical assistance consider assisted living as the best senior care option. Residents in these facilities usually need help with one or more Activities of Daily Living (ADLs). Seniors in assisted living facilities enjoy being socially and physically active without having to worry too much about responsibilities.
Assisted living facilities offer meal service, personal care assistance, housekeeping, transportation service, social activities and pleasure trips. Basic medical services such as medication assistance, medical records maintenance and monthly wellness check-ups may also be available.
Senior activities and programs in assisted living facilities may vary depending on the actual size of the facility. Usually, large Assisted Living Communities offer a wider range of senior activities and programs as they have more senior participants. Read Types of Senior Care Services In Assisted Living to learn more.
The average cost of Assisted living across the U.S is $3348 per month. The costs can typically range from $1426 per month to as much as $6532 (or more) per month.
The monthly fee for Assisted living may vary depending on the location, level of care needs and size of the Assisted Living facility. The associated costs can be very expensive, that iss why it is very important to plan and prepare for your aging loved one's future.
Typically, seniors and families use private funds to pay for Assisted Living. However, some facilities accept long-term care insurance. Check your senior loved one’s long-term care insurance policy to see if Assisted Living is covered.
If the senior is a war veteran and/or a spouse of war veteran, he or she might be able to get pension from the Veterans Administration to help pay for assisted living. This special pension is called VA Aid and Attendance Pension Program. Read VA Aid and Attendance For Assisted Living to learn more or contact your local VA regional office at 1-800-827-1000.
Generally, Medicaid does not pay for Assisted Living but in some states, Medicaid may pay for a limited stay. Keep in mind though that you will have to qualify since Medicaid has very strict guidelines. Contact your local Medicaid office to learn more about your state’s Medicaid program.
Assisted living facilities are regulated by the Department of Social Services and inspected by state officials. Every state has it’s own policies and guidelines. If the quality standards are not met, the state will not issue a license to the facility and if the facility is already licensed, the licensed will be revoked. This helps ensure the quality of senior care services in all Assisted Living facilities.
Skilled Nursing Homes: for seniors who require medical and nursing assistance 24 hours a day, 7 days a week due to the higher level of care needed.
Assisted Living Facilities: do not provide mendical care and are for active and alert seniors. These residents want to maintain independence for as long as possible but may need help with one of the activities of daily living.
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About the Author: Catharine D. Allado is a Senior Care Expert and the COO of SeniorCareHomes.com - An extensive online directory of Assisted Living, Memory Care and other types of Senior Housing across the U.S. "SeniorCareHomes.com Empowers Families to Choose the Right Assisted Living Options for Their Loved Ones. - Tour Online and Save Time."TM
Note: Ratings and Grades are based on our staffs' personal opinions and experiences in the referenced City. SeniorCareHomes.Com has visited and inspected hundreds to thousands of assisted living facilities all across the U.S. While we make every effort to visit as many facilities as possible, we do not claim that we have visited and inspected every single licensed assisted living facility across the U.S.
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